Current Rates
as of January 8, 2024 |
|
Account Type
|
Min Deposit
to Open Account
|
Min Balance *
to Obtain APY**
|
Frequency of
Compounding
|
Frequency of
Crediting
|
Interest
Rate
|
APY**
|
|
Checking
|
|
|
|
|
|
|
|
NOW
|
$1,000.00
|
$1,000.00
|
Monthly
|
Monthly
|
0.20%
|
0.20%
|
|
MONEY MARKET
|
|
|
|
|
|
|
|
2,500 - 24,999
|
$2,500.00
|
$2,500.00
|
Monthly
|
Monthly
|
0.02%
|
0.02%
|
|
25,000 - 49,999
|
$25,000.00
|
$25,000.00
|
Monthly
|
Monthly
|
0.05%
|
0.05%
|
|
50,000 - 99,999
|
$50,000.00
|
$50,000.00
|
Monthly
|
Monthly
|
0.75%
|
0.75%
|
|
100,000 & Over
|
$100,000.00
|
$100,000.00
|
Monthly
|
Monthly
|
1.75%
|
1.76%
|
|
Savings Accounts
|
|
|
|
|
|
|
|
Traditional Savings
|
$10.00
|
$10.00
|
Quarterly
|
Quarterly
|
0.50%
|
0.50%
|
|
Certificate of Deposit
|
|
|
|
|
|
|
|
90 Days
|
$1,000.00
|
$1,000.00
|
Quarterly
|
Quarterly
|
1.75%
|
1.76%
|
|
182 Days
|
$1,000.00
|
$1,000.00
|
Semi-annually
|
Semi-annually
|
3.00%
|
3.02%
|
|
12 Months
|
$1,000.00
|
$1,000.00
|
At Maturity
|
At Maturity
|
4.00%
|
4.00%
|
|
12 Months
|
$1,000.00
|
$1,000.00
|
Semi-annually
|
Semi-annually
|
4.00%
|
4.04%
|
|
24 Months
|
$1,000.00
|
$1,000.00
|
Semi-annually
|
Semi-annually
|
3.50%
|
3.53%
|
|
36 Months
|
$1,000.00
|
$1,000.00
|
Semi-annually
|
Semi-annually
|
3.50%
|
3.53%
|
|
48 Months
|
$1,000.00
|
$1,000.00
|
Semi-annually
|
Semi-annually
|
2.50%
|
2.51%
|
|
60 Months
|
$1,000.00
|
$1,000.00
|
Semi-annually
|
Semi-annually
|
2.50%
|
2.51%
|
|
182 Days
|
$100,000.00
|
$100,000.00
|
Semi-annually
|
Semi-annually
|
3.00%
|
3.02%
|
|
12 Months
|
$100,000.00
|
$100,000.00
|
Semi-annually
|
Semi-annually
|
4.00%
|
4.04%
|
|
24 Months
|
$100,000.00
|
$100,000.00
|
Semi-annually
|
Semi-annually
|
3.50%
|
3.53%
|
|
36 Months
|
$100,000.00
|
$100,000.00
|
Semi-annually
|
Semi-annually
|
3.50%
|
3.53%
|
|
48 Months
|
$100,000.00
|
$100,000.00
|
Semi-annually
|
Semi-annually
|
2.50%
|
2.51%
|
|
60 Months
|
$100,000.00
|
$100,000.00
|
Semi-annually
|
Semi-annually
|
2.50%
|
2.51%
|
|
IRA
|
|
|
|
|
|
|
|
6 Months
|
-
|
-
|
Semi-annually
|
Semi-annually
|
3.00%
|
3.02%
|
|
12 Months
|
-
|
-
|
Semi-annually
|
Semi-annually
|
4.00%
|
4.04%
|
|
24 Months
|
-
|
-
|
Semi-annually
|
Semi-annually
|
3.50%
|
3.53%
|
* Daily Balance is the amount of principal in the account each day
** The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that
you always satisfy the Minimum Balance Requirement. A withdrawal or fees could reduce
earnings.
|
|