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First National Bank
Member FDICFDIC-Insured - Backed by the full faith and credit of the U.S. Government

Rates

Current Rates
as of September 18, 2026
Account Type
Min Deposit
to Open Account
Min Balance *
to Obtain APY**
Frequency of
Compounding
Frequency of
Crediting
Interest
Rate
APY**
Checking
NOW
$1,000.00
$1,000.00
Monthly
Monthly
0.10%
0.10%
MONEY MARKET
2,500 - 24,999
$2,500.00
$2,500.00
Monthly
Monthly
0.02%
0.02%
25,000 - 49,999
$25,000.00
$25,000.00
Monthly
Monthly
0.05%
0.05%
50,000 - 99,999
$50,000.00
$50,000.00
Monthly
Monthly
0.75%
0.75%
100,000 & Over
$100,000.00
$100,000.00
Monthly
Monthly
1.50%
1.51%
Savings Accounts
Traditional Savings
$10.00
$10.00
Quarterly
Quarterly
0.25%
0.25%
Certificate of Deposit
90 Days
$1,000.00
$1,000.00
Quarterly
Quarterly
3.75%
3.75%
182 Days
$1,000.00
$1,000.00
Semi-annually
Semi-annually
3.75%
3.79%
12 Months
$1,000.00
$1,000.00
At Maturity
At Maturity
3.75%
3.75%
12 Months
$1,000.00
$1,000.00
Semi-annually
Semi-annually
3.75%
3.79%
24 Months
$1,000.00
$1,000.00
Semi-annually
Semi-annually
3.50%
3.53%
36 Months
$1,000.00
$1,000.00
Semi-annually
Semi-annually
3.25%
3.28%
48 Months
$1,000.00
$1,000.00
Semi-annually
Semi-annually
3.25%
3.28%
60 Months
$1,000.00
$1,000.00
Semi-annually
Semi-annually
3.25%
3.28%
182 Days
$100,000.00
$100,000.00
Semi-annually
Semi-annually
3.90%
3.94%
12 Months
$100,000.00
$100,000.00
Semi-annually
Semi-annually
3.90%
3.94%
24 Months
$100,000.00
$100,000.00
Semi-annually
Semi-annually
3.65%
3.68%
36 Months
$100,000.00
$100,000.00
Semi-annually
Semi-annually
3.40%
3.43%
48 Months
$100,000.00
$100,000.00
Semi-annually
Semi-annually
3.40%
3.43%
60 Months
$100,000.00
$100,000.00
Semi-annually
Semi-annually
3.15%
3.17%
IRA
6 Months
-
-
Semi-annually
Semi-annually
3.75%
3.79%
12 Months
-
-
Semi-annually
Semi-annually
3.75%
3.79%
24 Months
-
-
Semi-annually
Semi-annually
3.50%
3.53%
Deposit account rates may change after account opening.

Penalty for early withdrawals may be applied to Time Deposit accounts (CDs).

* Daily Balance is the amount of principal in the account each day

** The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that you always satisfy the Minimum Balance Requirement. A withdrawal or fees could reduce earnings.


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